Give your business a boost

Speed up your cash flow with secure payment processing solutions from our partner Stripe.

Check eligibility

Introducing Capital One Business Payment Processing powered by Stripe 

Get the power of reliable payment processing from Stripe combined with customized solutions and resources from Capital One Business to make it easy for you to accept payments.


Transparent pricing

You always know what you’ll pay, and there are no monthly or annual fees and no long-term contracts.

Free next-day funding

You can transfer money directly into your business account the next day—fast and no fees.

Point of sale solutions

Start accepting payments in minutes with Tap to Pay on a smartphone or by reader. It’s easy with our custom Capital One Payment Processing app - no integration needed.

24/7 customer service

We’re here to help with custom onboarding resources and always-on support via chat, email or phone.

Fight fraud

You've got built-in fraud protection with Stripe Radar - it leverages machine learning to reduce credit card fraud and approve more legitimate transactions.

Payment flexibility

Give your customers payment options across 135+ currencies using all major credit and debit cards or popular wallet payment methods and pre-integrated buy now, pay later solutions.

In-person solutions

Accept payments on a phone

Use Tap to Pay on your smartphone to accept payments from contactless cards or mobile wallets without purchasing extra hardware

Accept payments with a reader

Start taking payments right away with the Stripe Reader M2 that works straight out of the box and accepts swipe, insert, tap and contactless methods. 

Digital solutions

Payment links

Share a reusable link via email, your website or social channels for your customers to pay for your product or service. Payment links can be a safe alternative to a Virtual Terminal.


Send an invoice to each customer customized with your brand, products or services and pricing.


Automate recurring payments with our premium add-on subscriptions tool.

Complete this form to confirm eligibility for Stripe offerings.

All fields required unless otherwise specified.
When you provide your email address, we may use it to send you important information about your application and account(s), as well as other useful products and services.

Access a complete payments platform with simple, pay-as-you-go pricing.
No contracts, no setup fees, no monthly or annual fees.

In-person payments
In-person processing fee

2.7% + $0.05 per successful card charge

Tap to Pay

$0.10 per authorization on top of processing fees

Stripe Reader M2 


Digital payments
Digital processing fee

2.9% + $0.30 per successful card charge

0.8% per ACH direct debit, capped at $5.00


0.4% per paid invoice on top of processing fees


0.5% on top of processing fees

Forrester - Wave Leader 2023

Stripe has been named a leader in The Forrester Wave™ with the highest overall score among major merchant payments providers.


Some responses may prompt you to leave the Capital One website and visit Stripe for more information. Please review their privacy and security policies, which may differ from ours.

Stripe offers both in-person and digital payment processing solutions, which enables your customers to make payments using a variety of methods such as credit cards, debit cards, ACH transfers, and more. With Stripe, you'll have a simple tool to accept payments online, with a mobile card reader, or using your iPhone - all without setup fees, monthly fees, or long-term contracts. Millions of businesses—ranging from startups to Fortune 500 companies—rely on Stripe's software tools to accept payments securely and expand globally.

Capital One Business Payment Processing powered by Stripe offering is currently designed for businesses with less than $10M in their most recent annual revenues and businesses that do not have a Capital One Merchant Services powered by Worldpay account. If you currently have greater than $10M in annual revenues, please explore other Merchant Services solutions here.

To use and transact on Stripe, Stripe must verify your:

  • Business identification (address and website ownership) and bank account information
  • Supportability of your business: what you sell, and if Stripe can support your product/category
  • The overall risk level of your business

To learn more about the categories of businesses and business practices that are restricted from using Stripe, please visit here.

Stripe allows you to accept a wide variety of payment types across 135+ currencies. Capital One Business Payment Processing powered by Stripe supports payment types such as:

  • Credit and debit cards, including large global networks such as Visa, Mastercard, American Express, Discover & Diners, China UnionPay, and Japan Credit Bureau. Local networks like Cartes Bancaires in France or Interac in Canada are also accepted
  • Bank transfers such as ACH or other debits from international institutions
  • Popular wallets such as Apple Pay, Google Pay, Alipay, Wechat Pay, and more
  • Buy now, pay later via Klarna and Afterpay / Clearpay, allowing your customers to pay in installments

Yes, Stripe's systems operate with 99.99%+ uptime and are highly scalable and redundant. Stripe also meets and exceeds the most stringent industry standards for security, with certification to PCI Service Provider Level 1.

Getting started with our partner merchant services provider means leaving the Capital One website to visit Stripe. Please review their privacy and security policies, which may differ from ours.

¹Fees are subject to change.