Introducing Capital One Business Payment Processing powered by Stripe
Get the power of reliable payment processing from Stripe combined with customized solutions and resources from Capital One Business to make it easy for you to accept payments.
You always know what you’ll pay, and there are no monthly or annual fees and no long-term contracts.
Free next-day funding
You can transfer money directly into your business account the next day—fast and no fees.
Point of sale solutions
Start accepting payments in minutes with Tap to Pay on a smartphone or by reader. It’s easy with our custom Capital One Payment Processing app - no integration needed.
24/7 customer service
We’re here to help with custom onboarding resources and always-on support via chat, email or phone.
You've got built-in fraud protection with Stripe Radar - it leverages machine learning to reduce credit card fraud and approve more legitimate transactions.
Give your customers payment options across 135+ currencies using all major credit and debit cards or popular wallet payment methods and pre-integrated buy now, pay later solutions.
Accept payments on a phone
Use Tap to Pay on your smartphone to accept payments from contactless cards or mobile wallets without purchasing extra hardware
Accept payments with a reader
Start taking payments right away with the Stripe Reader M2 that works straight out of the box and accepts swipe, insert, tap and contactless methods.
Share a reusable link via email, your website or social channels for your customers to pay for your product or service. Payment links can be a safe alternative to a Virtual Terminal.
Send an invoice to each customer customized with your brand, products or services and pricing.
Automate recurring payments with our premium add-on subscriptions tool.
Complete this form to confirm eligibility for Stripe offerings.
OUR RATES 1
Access a complete payments platform with simple, pay-as-you-go pricing.
No contracts, no setup fees, no monthly or annual fees.
Stripe has been named a leader in The Forrester Wave™ with the highest overall score among major merchant payments providers.
FREQUENTLY ASKED QUESTIONS
Some responses may prompt you to leave the Capital One website and visit Stripe for more information. Please review their privacy and security policies, which may differ from ours.
Capital One Business Payment Processing powered by Stripe offering is currently designed for
businesses with less than $10M in their most recent annual revenues and businesses that do not
have a Capital One Merchant Services powered by Worldpay account. If you currently have greater
than $10M in annual revenues, please explore other Merchant Services solutions
To use and transact on Stripe, Stripe must verify your:
- Business identification (address and website ownership) and bank account information
- Supportability of your business: what you sell, and if Stripe can support your product/category
- The overall risk level of your business
To learn more about the categories of businesses and business practices that are restricted from using Stripe, please visit here.
Stripe allows you to accept a wide variety of payment types across 135+ currencies. Capital One Business Payment Processing powered by Stripe supports payment types such as:
- Credit and debit cards, including large global networks such as Visa, Mastercard, American Express, Discover & Diners, China UnionPay, and Japan Credit Bureau. Local networks like Cartes Bancaires in France or Interac in Canada are also accepted
- Bank transfers such as ACH or other debits from international institutions
- Popular wallets such as Apple Pay, Google Pay, Alipay, Wechat Pay, and more
- Buy now, pay later via Klarna and Afterpay / Clearpay, allowing your customers to pay in installments